Mon to Fri 8am – 7pm | Sat 12-5pm1-855-754-0441 | TTY 711     Speak with a licensed sales agent

Your Medicare Journey Begins Here!


Use the drop-down arrow or type your county to begin your Medicare Journey. Our local licensed agents are available to help.

    Step 1 – Enroll in Original Medicare

    Need Agent Help?

    With Pichardo Benefits Services your journey is our journey. We specialize in Medicare plans and other supplemental coverage to provide the available options our clients need. We have over 15 years’ experience in both features and benefits of Medicare Advantage plans.

    Step 2 – Understand your needs

    Need Agent Help?

    Start by becoming familiar with your needs, ask yourself the questions below to find understanding.

    • Where would you like to receive medical care?
    • What are your medical needs?
    • What costs are you most concern with?
    • If any, what prescriptions would you like to see covered?
    • What extra benefits are most important like vision, hearing, dental, exercise?

    Step 3 - Understanding the parts of Medicare and your options?

    Medicare Card Example

    Need Agent Help?
    Part A (Hospital Insurance)

    • Inpatient care in hospitals
    • Skilled nursing facility care
    • Hospice care
    • Home health care

    Part B (Medical Insurance)

    • Services from doctors and other health care providers
    • Outpatient care
    • Durable medical equipment
    • Many preventative services

    Step 4 – Decide which plan option would best fit your needs.

    Need Agent Help?

    Reminder: You will need to have Medicare Part A & B active to be eligible and live in the service area.

    Option 1

    Medicare Supplement

    (Medi-Gap)

    Offered by private company and picks up where Medicare coverage leaves off, assisting with deductibles and coinsurances. This plans provides the freedom of receiving care without the need of a referral.

    And/Or

    Medicare Part D

    (Stand Alone Plan)

    Medicare Part D prescription drug plans are offered by private companies with a premium.

    or Option 2

    Medicare Advantage

    Parct C

    Combines Part A and Part B.
    These plans provide a low monthly premium and an out-of-pocket max to protect you financially.

    Parct D

    Often includes prescription drug coverage.

    Plus

    These plans may include additional benefits like vision, dental, hearing, over the counter, chiropractic, acupuncture and more.

    Step 5 – Enrolling in your plan option.

    Medicare FAQ

    What is Medicare? Medicare is the federal health insurance program for those people who are 65 or older, younger than 65 with disabilities and those with End-Stage Renal Disease.

    What is Medicare Part A? Hospital Insurance which helps cover, inpatient care in hospital, skilled nursing facility care, hospice care and home health care.

    What is Medicare Part B? Medicare Insurance which helps cover services from doctors and other health care providers, outpatient care, durable medical equipment and many other services.

    What is Medicare Part D? Helps cover prescription drugs. Offered by private insurance.

    What is Medicare Part C? Medicare Advantage plans that offer an alternative to Original Medicare. These plans often bundle parts A, B and D together.

    What is MediCAL? Medi-CAL may be able to help pay your Medicare out-of-pocket costs like premiums, deductibles, coinsurance and copayments.

    What is a Part B late enrollment penalty? If you do not sign up for Part B when you are first eligible, you may have to pay a late enrollment penalty for as long as you have Part B.

    To speak with your own committed licensed insurance agent, please call directly 951-790-6036 | TTY: 711

    Mike Pichardo

    "Hello my name is Mike Pichardo, I am here to help you with your Medicare Journey!"

    • English
    • 909-754-0441
    • Mike@PBSMedicareOptions.com
    • CA License #0G15106

    Call Mike Pichardo Today
    Shop Available Plans

     

    Medicare Options
    Mon. - Fri.8:00am - 7:00pm
    Saturday12:00pm - 5:00pm
    Sundayclosed

    Request Appointment

    Complete the form and we will send you a confirmation within 24 hours. We believe in privacy please note your full name, phone, and/or private information will not be disclosed and is protected by HIPPA and PMI.

    Hours of Operation

    Monday - Friday8:00am - 7:00pm
    Saturday12:00pm - 5:00pm
    SundayClosed

    With Pichardo Benefits Services your journey is our journey. We specialize in Dental plans and other supplemental coverage to provide the available options our clients need. We have over 15 years’ experience in both features and benefits of Medicare Insurance plans.

      By submitting my request, I agree that an authorized representative or licensed agent may email and/or call me to answer my questions or provide healthcare information. I understand that this consent is not required to purchase items or services.

      Loma Linda University Healthcare accepts the below carriers.

      (The below information is provided by Loma Linda University Healthcare, a community partner of Pichardo Benefits Services, LLC).

      Please contact Loma Linda University Managed Care for updates or coordination of care – 909-651-1700

      Pichardo Benefits Services LLC does represent many other Medicare Advantage carriers.
      For more information and/or enrollment, please call 1-855-754-0441 or visit www.PBSMedicareOptions.com

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