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Final Expense

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What is final expense?

  • Simplified Issue:Usually no medical exam (also called a life insurance exam) is required, just health questions on the application
  • Cash Value:Insured may be able to take out a policy loan
  • Whole Life Insurance:No expiration if premiums are paid

Final Expense Today

Burial Insurance, which is also called funeral insurance or final expense insurance, is a type of whole life insurance that helps cover the costs of individual’s final arrangements, such as the memorial service, casket or urn, and burial or cremation.

Mental Health and Well-Being

Whether your’re pre-planning your own arrangements or carrying out the wishes of a loved one who has recently passed away, we can ensure reliable quotes from funeral homes.

Age and Expense Utilization

Planning in advance for your own final arrangements will be wasted if you don’t let your loved ones know exactly what your wishes are. Make sure you document your final arrangements and let those closest to you know so they can carry them out when the time comes.

What is benefit of final expense planning?

Benefits of final expense can pay for final expense costs, outstanding debts, or pay for children’s education.

Why will final expense help your love ones?

Providing a peace of mind for your loved ones is of the greatest gifts to leave behind. Aiding to alleviating and/or eliminating financial burdens will help loved ones of not being overwhelmed.

When should I start planning for final expense?

True, there is no better time than the present. Typically, putting off planning to plan is not a plan.

How do I bring up final expense with my children?

We often plan for big events that affect our own personal life and others around us like a birth of a child, a wedding, anniversaries. Emphasizing the importance of bringing up final expense with children sets a positive example and reminder of the responsibilities of important obligations.

Mon. - Fri.8:00am - 7:00pm
Saturday12:00pm - 5:00pm
Sundayclosed

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Hours of Operation

Monday - Friday8:00am - 7:00pm
Saturday12:00pm - 5:00pm
SundayClosed

With Pichardo Benefits Services your journey is our journey. We specialize in Final Expense planning and other supplemental coverage to provide the available options our clients need. We have over 15 years’ experience in both features and benefits of Dental Insurance plans.

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