Use the drop-down arrow or type your county to begin your Medicare Journey. Our local licensed agents are available to help.
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With Pichardo Benefits Services your journey is our journey. We specialize in Medicare plans and other supplemental coverage to provide the available options our clients need. We have over 15 years’ experience in both features and benefits of Medicare Advantage plans.
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Start by becoming familiar with your needs, ask yourself the questions below to find understanding.
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Part A (Hospital Insurance)
Part B (Medical Insurance)
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Reminder: You will need to have Medicare Part A & B active to be eligible and live in the service area.
Option 1
Offered by private company and picks up where Medicare coverage leaves off, assisting with deductibles and coinsurances. This plans provides the freedom of receiving care without the need of a referral.
And/Or
Medicare Part D prescription drug plans are offered by private companies with a premium.
or Option 2
Combines Part A and Part B.
These plans provide a low monthly premium and an out-of-pocket max to protect you financially.
Often includes prescription drug coverage.
These plans may include additional benefits like vision, dental, hearing, over the counter, chiropractic, acupuncture and more.
What is Medicare? Medicare is the federal health insurance program for those people who are 65 or older, younger than 65 with disabilities and those with End-Stage Renal Disease.
What is Medicare Part A? Hospital Insurance which helps cover, inpatient care in hospital, skilled nursing facility care, hospice care and home health care.
What is Medicare Part B? Medicare Insurance which helps cover services from doctors and other health care providers, outpatient care, durable medical equipment and many other services.
What is Medicare Part D? Helps cover prescription drugs. Offered by private insurance.
What is Medicare Part C? Medicare Advantage plans that offer an alternative to Original Medicare. These plans often bundle parts A, B and D together.
What is MediCAL? Medi-CAL may be able to help pay your Medicare out-of-pocket costs like premiums, deductibles, coinsurance and copayments.
What is a Part B late enrollment penalty? If you do not sign up for Part B when you are first eligible, you may have to pay a late enrollment penalty for as long as you have Part B.
To speak with your own committed licensed insurance agent, please call directly 951-790-6036 | TTY: 711
"Hello my name is Mike Pichardo, I am here to help you with your Medicare Journey!"
Complete the form and we will send you a confirmation within 24 hours. We believe in privacy please note your full name, phone, and/or private information will not be disclosed and is protected by HIPPA and PMI.
With Pichardo Benefits Services your journey is our journey. We specialize in Dental plans and other supplemental coverage to provide the available options our clients need. We have over 15 years’ experience in both features and benefits of Medicare Insurance plans.
Please contact Loma Linda University Managed Care for updates or coordination of care – 909-651-1700
Pichardo Benefits Services LLC does represent many other Medicare Advantage carriers.
For more information and/or enrollment, please call 1-855-754-0441 or visit www.PBSMedicareOptions.com